IIBF Bc exam questions, IIBF Exam Question Paper in english , CSC IIBF Exam Question and Answers Pdf English, iibf bc exam question paper in english pdf download, iibf exam question paper in hindi pdf, iibf bc exam question paper pdf, iibf bc exam question paper pdf download Hindi, iibf exam question paper in bengali pdf, iibf bc exam question paper in hindi pdf, iibf question paper in hindi pdf , iibf bc exam question paper in hindi pdf 2019, CSC IIBF Exam center List 2020
इस पोस्ट में क्या है?
CSC IIBF Exam Question and Answers Pdf Download English
IIBF Bank Bc Exam Pass करने के लिए Question and Answer Pdf Download करने की जगह ऑनलाइन Webiste पर दिए गए Updated Question and Answers को पढ़े ताकि आपको अपडेटेड Question and Answers के बारे में पता चल सके
हालाँकि आप निचे दिए गए लिंक से IIBF Exam Question and Answers Pdf Download कर सकते है
1. We should keep our savings with banks because
a) It is safe
b) Earns interest
c) Can be withdrawn anytime
d) All of above
2. Bank does not give loan against
a) Gold Ornaments
b) LIC policy
c) Lottery ticket
d) NSC
3. Bank having maximum number of branches in India
a) Reserve Bank of India
b) State Bank of India
c) Punjab National Bank
d) Bank of Barod
4. 100/- Rupee note is signed by
a) Prime Minister
b) Finance Minister
c) RBI Governor
d) None of above
5. ATM password should be kept in
a) Personal diary
b) Office diary
c) Memory
d) All of above
6. ATM password to be shared only with
a) Spouse
b) Obedient son
c) Obedient daughter
d) None of above
7. Nomination can be done in
a) Savings Bank account
b) Recurring Deposit account
c) Fixed Deposit account
d) All of above
8. Who is the present Governor of RBI?
a) K.C. Chakrabarty
b) D K Mittal
c)Raghuram Rajan
d) Montek Singh Ahluwalia
9.is the logo of
a) Pradhan Mantri Jan Dhan Yojana
b) Central Bank of India
c) Reserve Bank of India
d) None of above
Apply Lockdown Pass: https://vlesociety.com/lockdown-pass-online-apply/
10. Minimum age required to open SB account in the bank
a) 8 years
b) 10 years
c) 12 years
d) None of above
11. Bank does not provide loans for
a)corons low
b) Education loans
c) Home loans
d) Drinking & Gambling
12. KYC means
a) Know your customer
b) Know your character
c) Both of about
d) None of above
13. Loans from money lenders are
a) With High rate of interest
b) No proper accounting
c) No transparency
d) All of above
14. ATM means
a) Any Time Money
b) Auto Truck of Mahindrane
c) Any time
d) None of above
15. Timely repayment of loans results
a) Good reputation
b) No tension
c) Easily availability of loan in future
d) All of above
16. Defaulter of loan means
a) Not paying loan instalments
b) Bad reputation
c) Illegal activities
d) None of above
Page 2
17. Life insurance means
a) Insurance of human
b) Insurance of life of human and Cattle
c) Insurance of Life of Machines
d) All of above
18. General Insurance relates to insurance against
a) Fire
b) Theft
c) Burglary
d) All of above
19. Aadhaar is
a) 12 digit number card
b) Identity proof issued by
UIDAI
c) Both (a) & (b)
d) None of above
20. E or S means
a) East or South zone
b) Easy and Swift
c) Either or Survivor
d) None of above
21. Which is prohibited for writing on currency notes?
a) Political message
b) Religious message
c) Personal message
d) All of above
22. PPF means
a) Pension Planning Funds
b) Person having Pension Facilities
c) Public Provident Fund
d) Permanent Practitioner’s
Forum
23. Highest denomination of currency notes issued by RBI is
a) Rs.100/- b) Rs.500/-
c) Rs.1,000/-
d) Rs.10,000/-
24. NRI means
a) Non Rural Individuals
b) Non-Rural Immigrants
c) Non-Resident India
d) None of above
25. PAN means
a) A kind of utensil
b) Primary Account Number
c) None of above
CSC IIBF Exam Question and Answers
26. Who is the present Union Finance Minister of India?
a) Shri Arun Jaitley
b) Shri Rajnath Singh
c) Shri Manohar Parrikar
d) Shri Suresh Prabhu
27. Bank provides loans for
a) Home
b) Car
c) Education
d) All of above
28. Which currency note has security thread?
a) Rs.50/-
b) Rs.100/- c) Rs.500/-
d) All of above
29. The safest place for keeping money
a) A pit dug in the ground
b) An iron box
c) Bank
d) Money lender
30. Gold and silver ornaments should be kept in bank lockers
a) It is safe
b) No risk of theft
c) Both (a) & (b)
d) None of above
31. Currency notes are issued by
a) RBI
b) NABARD
c) Public sector banks
d) Central Government
32. Coins are issued by
a) Government of India
b) NABARD
c) Public sector banks
d) State Bank of India
33. Bank Pass Book is
a) Issued by Bank
b) Contains transaction details of Bank account
c) Shows balance in account
d) All of above
34. Banks pays interest on
a) Deposits
b) Loans
c) Both (a) & (b)
d) None of above
35. Bank charges interest on
a) Deposits
b) Loans
c) Both (a) & (b)
d) None of above
Page – 3
36. Education Loans
a) Cover tuition fee & expenses
b) Are repayable after
completion of course
c) Granted for studies in India &
abroad
d) All of above
37. Business Correspondent means
a) An agent who provides
banking services
b) An agent of business house
c) A type of money lender
d) None of above
38. Internet banking refers to
a) Operation of account through
b)ATM account
c) Both (a) & (b)
d) None of above
39. Nomination once done can
a) Not be cancelled
b) Be cancelled
c) Not be changed
d) None of above
40. Who can open bank account?
a) Indian citizen
b) Non Resident Indian
c) Illiterate
d) All of above
CSC Vle Grameen EStore: https://vlesociety.com/csc-grameen-store-app-download/ a) Deposits less than
41 All time deposit scheme?
a)Rs.50,000/-
b) Deposits in excess of Rs.1 lac
c) Deposits Rs.50,000/- &
d) All transactions above
42. TDS means
a) Time Deposit Scheme
b) Total Deposit Scheme
c) Tax Deducted at Sourced
d) None of above
43. Maximum amount of Cheque
a) Rs.100 crore
b) No limit
c) Rs.1 cror
d) None of above
44. Bank draft is issued by
a) Private Sector Banks
b) Regional Rural Banks
c) Public Sector Banks
d) All of above
45. Self Help Group involves
a) Group of 5 to 20 people
b) Regular saving habits
c) Inter-lending within the group members
d) All of above
46. Payment of cheque can be stopped by
a) Beneficiary
b) Nominee
c) Drawer of cheque
d) All of above
47. Account payee cheques can be paid
a) At cash counter of Bank
b) At ATM
c) By deposit in Bank account
d) None of above
48. In Recurring Deposits,
a) a fixed sum is deposited every month
b) period of deposit is a fixed tenure
c) interest is paid at FDR rate
d) All of above
49. While making nomination, signature of nominee is required on
a) Account Opening Form
b) Nomination form
c) Affidavit
d) None of above
50. Interest on Savings Bank Deposits is paid
a) Every month
b) Quarterly
c) Half yearly
d) Yearly
CSC IIBF Exam Question and Answers Pdf English
51. Mutilated notes
a) should be
b) should be thrown away
c) Should be thrown
d) None of above
52. ATM can be used for
a) Cash withdrawal
b) Account enquiry
c) Statement of account
d) All of above
53. Upon detection of a counterfeit note at the counter, Bank
a) Returns the note to the customer
b) Exchange with a genuineNote
c) Deposit in Account
d) Impound the Note and issue receipt
54. Fixed Deposit can
a) not be withdrawn before maturity
b) paid only after maturity
c) withdrawn before maturity
d) All of above
55. Interest on FDRs is compounded on
a) Monthly basis
b) Quarterly basis
c) Half yearly basis
d) Yearly basis
56. Contents of locker are
a) only known to hirer
b) known to Bank
c) Both (a) & (b)
d) None of above
57. If locker rent is not paid, Bank can
a) seal the locker
b) stop operation of locker
c) break open the locker after giving suitable notice
d) All of above
58. MGNREGS stands for
a) Mahatma Gandhi National Rural Employment Generation Scheme
b) Mahatma Gandhi Nutrition & Rural Employment Generation Scheme
c) Mahatma Gandhi National Rural Employment Guarantee Scheme
d) None of above
59. Maximum tenure of Fixed Deposit is
a) 5 years
b) 7 years
c) 8 years
d) 10 years
CSC Digipay All problem Solution: https://vlesociety.com/digipay-all-problem-solution/
60. What is RuPay Debit Card?
a) Domestic debit card
b) Introduced by National Payments Corporation of India
c) Accepted at all ATMs & PoSmachine
d) All of above
61. To whom Overdraft facility of Rs.5,000/- in PMJDY Account is available?
a) After 6 months of satisfactory conduct of account
b) One account per household
c) Customers in age group of 18-60 years
d) All of above
62. What is Direct Benefit Transfer?
a) Cash discount on goods
b) Remittance through Banks
c) Transfer of social benefits /subsidies directly in Bank accounts of beneficiaries
d) None of above
63. What is meant by Aadhaar seeding?
a) Linking of Aadhaar with Bank account
b) Duplicate issuance of Aadhaar
c) Transfer of Aadhaar
d) None of above
64. What are the benefits attached to PMJDY?
a) Accident insurance cover of
Rs.1.00 lac
b) Life insurance cover of
Rs.30,000/-
c) Overdraft facility up to
Rs.5,000/
d) All of above
65. Who can open an account under PMJDY?
a) Minor above the age of 10 years
b) Only lady of the house
c) Only head of the family
d) All of above
66. Who is Bank Mitra?
a) Banking Correspondents engaged by Banks
b) Valuable customer of Bank
c) Security guard in a branch
d) None of above
67. What is the maximum amount of deposits acceptable in Small accounts?
a) Rs.30,000/-
b) Rs.40,000/-
c) Rs.50,000/-
d) None of above
Page – 4
68. What kinds of services are available free in ‘Basic Savings Bank Deposit Account’?
a) Receipt / credit of money through NEFT / RTGS
b) No annual maintenance charges on ATM-cum-Debit card
c) 4 withdrawals in a month (including ATM withdrawals)
d) All of above
69. What is the minimum deposit required while opening a BSBD Account?
a) Rs.100/-
b) No minimum deposit required
c) Rs.1,000/- d) Rs.500/-
70. What is Atal Pension Yojana (APY)?
a) Provides social security to the unorganized sector
b) Encourages workers to voluntarily save for their retirement
c) Fixed pension is paid on attaining age of 60 years
d) All of above
71. What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
a) Accidental insurance cover
b) Life insurance cover
c) Overdraft up to Rs.5,000/-
d) None of above
72. What is Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY)?
a) Covers life insurance up to
Rs.2 lac
b) Accident insurance cover
d) None of above
73. Which type of deposits earns higher interest rate?
a) Current account
b) Savings Account
c) Fixed Deposits
d) None of above
74. Under PMSBY, accidental death claim is available for:
a) Rs.1 lac
b) Rs.2 lac
c) Rs.3 lac
d) None of above
75. What is validity period of cheque?
a) 4 months from date of issue
b) 3 months from date of issue
c) 1 month from date of issue
d) Unlimited
CSC IIBF Exam Question and Answers Pdf English 2020
76. Under PMSBY, partial disability claim is available for:
a) Rs.50,000/-
b) Rs.1 lac
c) Rs.2 lac
d) None of above
77. Can illiterate person be issued Debit card?
a) No
b) Yes
c) Only in case of joint account
d) Only in case he is head of
family
78. Under APY, fixed pension can be chosen from:
a) Rs.1,000/-, Rs.2,000/-, Rs.3,000/-, Rs.4,000/-, Rs.5,000/-
b) Rs.2,000/-, Rs.3,000/-
Rs.4,000/-, Rs.5,000/-, Rs.6,000/- c) Rs.500/-, Rs.1,000/-, Rs.2,000/-, Rs.3,000/-, Rs.4,000/- d) None of above
79. PMJDY LIC Insurance of Rs.30,000/- is available for first time accounts opened
a) On 15th August 2014
b) On 26th January 2015
c) Between 15th August 2014 and 26th January 2015
d) None of above
Page- 5
80. are not covered under PMJDY Life Insurance Scheme of Rs.30,000/-
a) Employees of Central / State Govt. / Public Sector Undertakings / Banks
b) Income Tax Payee
c) Aam Aadmi Bima Yojana beneficiaries
d) All of above
Multi Choice Questions on MUDRA Loans under PMMY
Q1. What does PMMY Stand for?
a) Pradhan Mantri Money Yojana
b) Pradhan Mantri Mudra Yojana
c) Primary Money Market Yojana
Q2. What is the maximum loan amount available under PMMY?
a) 5.00 lacs
b) 10.00 lacs
c) 50.00 lacs
CSC IIBF Exam Question and Answers Pdf English
Q3. How much loan can be availed under “Shishu” Category?
a) ` 10,000/-
b) ` 50,000/-
c) ` 1,00,000/-
Q4. Loan of ` 5 lacs is covered under which category?
a) Shishu
b) Kishore
c) Tarun
Q5. What is the purpose for which MUDRA loan can be availed for carrying on any activity related to_ _?
a) Manufacturing, Processing, Trading, Services
b) Personal loan
c) Investment in Shares, commodities in Primary or Secondary Market
Q6. PMMY Loan is given for which purpose?
a) Income Generation Purpose
b) Consumption Purpose
c) Both of above
Q7. What are the Collateral /securities to be kept with Banks for getting loans for MSE under PMMY?
a) Mortgage of movable or immovable Assets
b) Third Party Guarantee
c) NIL
Q8. Who can avail the PMMY loan?
a) Any Indian Citizen
b) Any firm, body corporate, company, or any other entity incorporated in India
c) Both (a) and (b)
Q9. From where the PMMY loan can be availed?
a) Public Sector Banks, Private Sector Banks, Foreign Banks, Cooperative Banks, RRBs, NBFCs and MFIs
b) Directly from MUDRA
c) Both a) and b)
Q10. PMMY Loan can be availed from the bank in which ?
a) the customer has the banking relation with the Bank
b) the customer does not have the prior banking relationship (saving / current account) with the bank
c) Both a) and b) c)
Q11. What is the role of MUDRA under PMMY Loans?
a) MUDRA is a direct lending Institution and lends to small /micro units entrepreneurs directly for PMMY
b) Acts as a Refinance Agency and refinances to all banks, NBFCs, MFIs for onward lending to customers under different categories of PMMY loans, as per need of the customer.
c) MUDRA is regulator of banks
Page – 6
Q12. The borrowers can avail the credit in a hassle free and flexible manner with the MUDRA CARD which is a
a) Debit Card with Sanctioned limit
b) Credit Card
c) Ordinary Debit Card
Q13. MUDRA Card is a debit card on which payment platform?
a) RuPay b) Visa
c) MasterCard
Q14. What is the use of MUDRA Card? And how it can be used?
a) In drawing cash from ATM or Business Correspondent
b) Make purchases using Point of Sale (POS) machine.
c) Both of above
Q15. Who issue the MUDRA Card to customer?
a) Banks either directly or in association with MFIs
b) MFIs directly
c) MUDRA
Q16. PMMY loans are applicable to _?
a) all banks all over India
b) within the Notified areas / locations in India
c) all banks all over India and abroad
Q17. What are the Interest rates of the PMMY loans extended by banks, NBFCs, MFIs to the borrowers?
a) Reasonable rates decided by lending banks, NBFCs, MFIs that should fall within the overall RBI Guidelines
b) The rates as prescribed by MUDRA
c) Uniform rates as stipulated by the RBI
CSC VLE Latest News: https://vlesociety.com/latest-news/
Q18. PPMY Loans are provided for what Tenure?
a) 1 year
b) 2 year
c) depends on cash flows of the business and decided by the lending Institution
Q19. What is the grievance redressal mechanism available against bank officials, in the event of non-sanction of loan?
a) The matter can be escalated to the next higher office (region / Zone) on the Bank
b) Customer can register complaint on Banks Nodal Officer-PMMY or PMMY Mission office or PMMY Toll Free
c) Both of above
Q20. What are the documents that are required to be submitted for availing loans under MUDRA?
a) Standard Loan Application Form
b) KYC, and other documents as may require as per internal guidelines of lending bank /NBFC / MFI
c) Both of above
Q21. Who monitors the implementation of PMMY progress at National level?
a) MUDRA/Department of Financial Services
b) State Level Bankers Committee (SLBC)
c) Both
Q22. Where are the Frequently Asked Questions (FAQs) on PMMY Loans available for information of the Lending Institutions/public?
a) DFS website
b) PMO website
c) MUDRA website
Q23. Sample Project Profiles for running or setting up of micro/small enterprises is available
at
a) DFS website
b) MUDRA website
c) PMO website
Q24. MUDRA has been set up by whom?
a) Government of India
b) RBI
c) SEBI
Q25. The loans sanctioned by banks/ NBFCs/ MFIs on or after upto `10 lacs for small business income – generating activities are known as PMMY loans.
a) 18-Mar-15
b) 08-Apr-15
c) 20-May-15
CSC IIBF Exam Question and Answers Pdf English
Q26. What is the amount of overdraft facility sanctioned under PMJDY is classified as MUDRA loans under PMMY?
a) `5,000/-
b) `10,000/-
c) `15,000/-
Q27. Who is eligible to get the MUDRA Loans under PMMY out of following borrowers?
a) Large Corporates
b) Municipal Corporations
c) Small fruit vendors, vegetables sellers etc.
Q28. Total loans sanctioned/ disbursed under PMMY is accessible to for information of the Banks/ NBFCs / MFIs, General Public at large.
a) DFS website
b) MUDRA Portal
c) PMO website
Q29. All PMMY loans will be governed by _, formulated by MUDRA, in consultation with DFS, rating agencies, MFIN and Sa-Dhan and other stakeholders for adoption by all the lending institutions.
a) MUDRA Loan Code of Lending
b) MUDRA Loan Charter
c) PMMY Loan Charter
Q30. MUDRA scheme is applicable to which type of MSE businesses under Income Generation purpose
a) Newly start ups
b) Existing business for expansion or upgradation
c) Both a) and b)
Download IIBF Exam Question and Answers Pdf Here
Share It With All
दोस्तों यदि आपको ऊपर दी गयी जानकारी पसन्द आई तो सभी दोस्तों के Whatsapp तक पहुचकर
हमारी मेहनत को सफल बनाये, और VLE भाइयो की मदद में अपना योगदान निभाए , Thank You…
Iibf questions answer download oppetion nai hai
Very Important Imformation
Sir,
IIBF exam payment me Error code 810 dikha raha hai jabki wallet me 1000 rs hai.
Plz help me.
500rs aur add kar lo wallet me kyuki 230rs wallet me reserve rahna chahiye
IIBF exam ke liye 1000 fee hai aur wallet me bhi 1000 hi hai isliye 500rs aur add kr lo apka kaam ho jayega
Sir maine bank Mitra ke liye registration kiya hai and usme your application is verified aa raha hai iska kya matlab hai.
How and from where I download the study guide for IIBF exam
sir mere pass csc id pr kya kya work hai smjh nhi aa rha koi help nhi kr rha
visit https://vlesociety.com/csc-digital-seva-portal/
Sir, if the details of society membership in english more helpful than in hindi
thank you for your kind suggestion, we are working on it.
Sir maine 22 September ko csc ka registration karwaya lekin abhi tak approval nhi mila
Sir can anyone tell me how to change the photo in my admit letter of IIBF exam …by mistake in the place of scanned photograph i uploade aadhar photo…now in my admit letter instead of my photo its showing aadhar photo …please anyone can help me on this …